Spiced Apple Muffins

2 Cups flour
4 teaspoons baking powder
1/2 teaspoon salt
1/2 cup sugar
1/2 teaspoon cinnamon
1 egg
1 cup milk
4 tablespoons butter, melted
1 cup raw apples, finely chopped

Sift together flour, baking powder, salt, sugar, and cinnamon.  Combine milk, egg, and butter and add to dry ingredients.  Mix just enough to combine.  Fold in apples.  Drop in well greased muffin tins.

Topping:  Place an apple ring (unpeeled) on top of each muffin and sprinkle tops with cinnamon and sugar mixture (2 tablespoons sugar, 1/2 teaspoon cinnamon,) and chopped walnuts (optional) and sprinkle on top of muffins.  Bake at 425 for 20-25 mins.